Wyndham Rewards launches industry‑first U.S. debit card

Designed for younger travellers as well as those who prefer a debt-free lifestyle; the Wyndham Rewards debit card aims to makes it easy to earn Wyndham Rewards points on day-to-day transactions, from gas and groceries to dining, retail and more. Points can be redeemed for a wide range of rewards, including free nights at more than 60,000 hotels, vacation club resorts and vacation rentals globally — while other cardholder perks include complimentary Wyndham Rewards Gold level membership, hotel booking discounts, a rich annual point bonus and more.

“Research continues to show a large number of travelers, particularly younger consumers such as Gen Z, prefer debit cards as their primary method of payment. Unfortunately, that means many have been left on the sidelines when it comes to earning free hotel nights and other travel rewards. That’s no longer the case with the Wyndham Rewards Debit Card. Now anyone and everyone can earn points on their day-to-day purchases and in turn, enjoy meaningful rewards,” says Charmaine Taylor, SVP, strategic and financial partnership, Wyndham Hotels & Resorts.

A recent EY study from just last year found that nearly 70 per cent of Gen Z consumers use their debit cards once or more per week. At the same time, research last summer from PMG shows travel as a key area of spend for Gen Z — 65 per cent of whom intend to spend more on travel in 2025, and nearly 60 per cent of whom consider loyalty programs essential when booking their travel.

Key guest benefits of the new Wyndham Rewards debit card include:

• Easy Point Earning: Earn one Wyndham Rewards point per dollar spent on eligible Hotels by Wyndham, gas, and grocery purchases; and one Wyndham Rewards point per two dollars spent on all other qualifying purchases.
• Upgraded Status: Enjoy Wyndham Rewards GOLD level membership and unlock perks like accelerated points earning, preferred rooms, late checkout and more.
• Welcome Bonus: Kickstart your rewards journey with 2,500 Wyndham Rewards bonus points after opening your account, making at least two direct deposits and spending just $100 in the first 90 days.
• Annual Bonus: Receive up to 7,500 bonus points each year on your card anniversary— enough for a free night at thousands of Hotels by Wyndham worldwide.
• Card Member Booking Discount: Save even more for stays at participating Hotels by Wyndham.
• Waived Monthly Fee: Pay only a $6 Monthly Fee, which is waived with a minimum average monthly account balance of $2,500.
• Waived ATM Fees: Pay no surcharges when using an ATM in the Cirrus network.

“People who use debit are often overlooked by traditional rewards programs, which is what makes this card — a first of its kind in the hospitality space — so special. What’s more, with the help of Galileo, Wyndham was able to stand its offering up in just a few months. That’s the power of our platform. By bringing together card issuing, processing, Cyberbank Digital and program management, brands can launch quickly and efficiently, delivering innovative financial products that strengthen customer relationships and drive revenue,” says Derek White, CEO, Galileo Financial Technologies.